Maranatha-Carlisle is a charitable ministry whose mission is to empower our 300+ clients to gain financial independence and live self-sustaining lives.  We help individuals and families facing budgetary challenges by establishing a realistic family budget, paying creditors and monthly bills from the client’s funds and instilling discipline and control in spending habits, as well as establishing reserve funds for unexpected expenses.  Additionally, our clients’ employers, landlords and other enjoy the benefits of their employees and tenants improved stability and reliability.  It costs us approximately $68 per month to service our charitable clients.